You also misread my comment. Losing candidates sucked but did not particularly slow us down. I didn't argue that health care retarded Matasano; I do a good enough job of that on my own. I'm arguing that if health insurance ruled out people even when we offered a good wage, it must be doubly hard for people who want to start from zero.
[oh, hey, ps for readers: we're hiring: http://news.ycombinator.com/item?id=953114 --- of course we have health insurance]
Most of these have economies of scale, so they will hit startups harder than big business. I don't see any particular reason to focus on health care rather than wages, office space or accounting services.
But what's your point? Yes, Chris, it would definitely accelerate startups if the government gave everyone a $50,000 refundable tax credit for starting a tech company. Also free offices would be great. The question posed was, "would you be more likely to start if". If better wages: yes. If health care: yes. If free office space: yes. If no transaction fees: yes.
Why are you singling out one of the riskiest problems with starting up and implying that it's dumb to address it?
It translates to something like "Healthy-person killer".