They're different because there isn't a huge amount of uncertainty in office space, taxes, credit card processing, or even wages if you don't leave your day job until you have cash flows. There is nothing but uncertainty with health insurance.

But what's your point? Yes, Chris, it would definitely accelerate startups if the government gave everyone a $50,000 refundable tax credit for starting a tech company. Also free offices would be great. The question posed was, "would you be more likely to start if". If better wages: yes. If health care: yes. If free office space: yes. If no transaction fees: yes.

Why are you singling out one of the riskiest problems with starting up and implying that it's dumb to address it?