Re:Plastc Card
by mattmaroon on Wednesday October 08, 2014 @09:35PM
(#8430377)
Everyone should have at least 3. If you aren't fully taking advantage of credit card rewards you are subsidizing people like me who do.
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"Everyone" is a far stretch. More like "people who like to (or don't mind) managing their finances at a finer level and also don't spend above their means."
Which is maybe 35% of the American population.
Some people are just fine not bothering with credit cards because convenience/simplicity/ease is more important to them. It's all about individual preferences and priority.