In Sweden I can do this...you launch a desktop or phone app, tell it what limit you want on the card and when you want it to expire, and it gives you a number w/ CVC code that you can use instantly.

Same in France. The US is just behind.

Portugal has MBnet, with a web interface and an Android app, as I recall. It works as advertised.

I can attest. It supports both "one shot" cards as well as multi-use (with a time limit, up to one year), both with a limit on how much they can be charged.

That said, I don't think it has an Android app, just a mobile website. The app that shows in Google Play is just a shortcut to the website (built by an unaffiliated developer).

And of course, it doesn't even any of the notification stuff, it's just a gateway to your regular bank account. Nor does it have physical cards.

Yeah, I mistook it for the Caixadirecta app, it's a different thing.

MBnet is made by SIBS, the same entity that controls all the ATM.

yes, MBnet is awesome. but sometimes some sites don't accept it (when they test the card doing some transactions first), I wonder if Final will have the same issues.

That used to happen but I haven't experienced that in a while. Even before the introduction of multi usage virtual cards.

intesa/sanpaolo/bci/cib/whatever (has a ton of brands in europe) has virtual cards with time-based expiration (at most 12 months) or single use.

I am reasonably sure ING and unicredit did that too some years ago.