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otoburb

That would destroy the housing market in terms of an inability for many potential homeowners to finance a property purchase. Although this would probably be welcome news for younger and/or less-resourced potential owners since property prices would be decimated and would therefore become much more affordable.

Perhaps for the initial purchase this type of income-based approach on debt financing could be waived as an exemption, and could apply to financial products like home-equity line of credit (HELOC) loans.

>>I'm not against fact checking, but it absolutely felt like a punch in the gut coming from a non-dev. There was no "trust" there. She couldn't rely on my expertise, she had to go back to her "source of truth" (Claude) and asked for a second opinion on something that she wouldn't be able to verify.

This is probably how physicians feel when informed patients (whether using LLMs or not) ask questions (good or bad) during their patient encounters.

You're right, but I understand that many graduate programs will ask for your undergraduate GPA and/or transcript as part of the application process.

If one doesn't plan on applying to grad school immediately after undergrad then hopefully there is less self-imposed grade pressure.

Re:Ford kills the All-Electric F-150 on Monday December 15, 2025 @10:19PM (#46284361)
>>I try to keep 150-200 miles of spare range on my vehicle when I am in that kind of country. That is hard to do on a typical EV.

Plus the additional anxiety of trying to figure out if dropping temperatures will add massive downside variance to your initial range estimate.

Re:Mathematics is hard for mathematicians to understand too on Wednesday December 03, 2025 @08:57AM (#46134513)
>>[...] at least gave precise consistent definitions for basic terminology.

Hopefully interactive proof assistants like Lean or Rocq will help to mitigate at least this issue for anybody trying to learn a new (sub)field of mathematics.

Re:America Is Sliding Toward Illiteracy on Tuesday October 14, 2025 @07:58PM (#45586428)
Not having a highscool diploma or GED can limit one's future career options; an example is the US armed forces[1].

[1] https://www.usa.gov/military-requirements

Re:The Simple Mathematics of Chinese Innovation on Friday September 26, 2025 @09:48AM (#45386483)
This reason alone is unlikely to provide sufficient motivation to keep grinding away. Language acquisition can be a slog even though it's (eventually) super rewarding.
Assuming you could afford it, would the new iPhone Air be a consideration in your ultralight base load going forward?
Ericsson is a Swedish company with headquarters in Stockholm. They (and everybody else) have lost and continue to lose market share to Huawei short of these types of overt government interventions/market interventions.
Re:Sleep all comes down to the mitochondria on Wednesday July 30, 2025 @09:03AM (#44733685)
Maybe not 'exclusively' slept, but koalas[1] sleep for a majority of the day (16-20 hours) in order to digest highly toxic eucalyptus leaves which constitute the main portion of their diet.

[1] https://en.wikipedia.org/wiki/Koala

>>That's why I don't invest in bonds or any investment that is denoted in dollars.

Most investments seem to eventually (?) denominate into USD equivalents, especially if you live in the US. Do you mean hard(er) assets like real estate or commodities (which also leaves me puzzled because they’re still typically denoted in an underlying fiat currency and especially USD if they’re domestic assets).

>>Small dogs maybe.

A judge in Brooklyn recently ruled[1] that dogs are (now) classified as "immediate family members". I wonder if the this might push the Central Park Conservancy to step up considerations for eradication of the coyotes to avoid potential emotional damages in light of the ruling if such a situation were to occur.

[1] https://www.nonhumanrights.org/blog/dogs-family-members/

I agree with you, but the trade off is real for most people. It's unfortunately a binary choice: 'privacy ⊕ social community', instead of 'privacy & social' community.

It's interesting how opensource Zulip[1] hasn't been able to garner as much of a following or usage amongst the gamer crowd compared to Discord.

[1] https://zulip.com/

Did I parse that correctly?

You parsed that one specific incident correctly, but sems like you also missed key parts of the article that helped bring a bit more nuance into the discussion. I thought this rather short Nature article was actually pretty balanced. Two key quotes are:

* "“The rules have not changed” under the Trump administration, Grode says."

* "The hazardousness of the materials that the scientists sent will need to be assessed in each case, as will the scientists’ intent in using the materials, but their lack of transparency will make their cases more difficult, Grode says. “It’s not so much what was being sent, __but the effort to conceal what was being sent__,” he says."

>>Can't sell the item itself? Okay, makes sense.

IANAL, but I think it goes even one step beyond that, which is that the item and derived works can't even be used to support a commercial enterprise, even if the (derived) work isn't being sold or seen by the outside public.

Seems like 1-3 above could be answered/tracked with some plumbing pipeline elbow grease leveraging tools like open source edgartools[1] (just a happy user) or sec-api[2] paid proprietary service.

4 would be a heavier lift because it goes beyond the basic skill set of an average data/junior analyst.

[1] https://github.com/dgunning/edgartools

[2] https://sec-api.io/

You have to go back more years to see the trendline. BLS has a different chart showing the male participation rate dropping while female participation rate has remained fairly constant over the past decade.[1]

By my rough estimation that's ~7M men unaccounted for by simply not participating in the 'traditional' labour force. Keep in mind that it could also 'simply' be that a lot of those unaccounted men are working but in ways that the government(s) at different levels are unable to reliably track.

There have been some articles and attention picking up on this trend over the past few years.[2]

[1] https://www.bls.gov/charts/employment-situation/civilian-lab...

[2] https://www.nationalaffairs.com/publications/detail/educatio...

>>What's even less clear to me is why the apparatus of state seems so willing to go along with these whims of the executive.

Can you expand on this a bit more? Are you suggesting that government employees should quit in protest? For better or for worse, the American President is in charge of the executive branch and (most? all?) US government employees are part of that branch.

Re:The School Car Pickup Line Is a National Embarrassment on Saturday March 15, 2025 @06:58PM (#43375706)
Except that many NYC public schools have yellow buses that park in the narrow streets during pickup or dropoff which are the cause for 20 minutes of gridlock along those streets. "A couple of hours" seems to be rather unusual.
Re:Ingesting PDFs and why Gemini 2.0 changes everything on Wednesday February 05, 2025 @02:36PM (#42953909)
>>I've been fighting trying to chunk SEC filings properly, specifically surrounding the strange and inconsistent tabular formats present in company filings.

For this specific use case you can also try edgartools[1] which is a library that was relatively recently released that ingests SEC submissions and filings. They don't use OCR but (from what I can tell) directly parse the XBRL documents submitted by companies and stored in EDGAR, if they exist.

[1] https://github.com/dgunning/edgartools

>>I've lost count how often an elderly family member (who is still sharp as a tack fortunately) told me that the "police", "your beloved niece", or "Microsoft" called them.

It's very sobering when we realize that we too will one day be just like them.

Re:Zig: What to Expect from Release Month on Friday January 17, 2025 @11:57AM (#42740254)
Did you try this with Julia too? Their vector & matrix support is literally first class.
Re:A Mole Infiltrated the Highest Ranks of American Militias on Saturday January 04, 2025 @03:34PM (#42597489)
>>[...]but do you think these groups would NOT train just because of some state law?

To your point, the groups will likely continue to train (seemingly illegally), but the quality of the groups will definitely be degraded due to the more limited pool of qualified trainers driven by the presumably high-deterrence of state laws. The original comment above asked why we don't see high(er) performing militia groups, and these types of state laws seem like a strong contributing factor.

Re:A Mole Infiltrated the Highest Ranks of American Militias on Saturday January 04, 2025 @03:25PM (#42597436)
>>Maybe the military is just that good at filtering out those types during psychological testing, or maybe belonging is far more important than ideology.

The more mundane reason is probably because it's more appealing to use those skills to enter law enforcement or become a private military contractor than knowingly and overtly breaking away from society to form and maintain an organization that uses violence to achieve specific political aims.

Re:A Mole Infiltrated the Highest Ranks of American Militias on Saturday January 04, 2025 @03:18PM (#42597394)
In addition to the prohibitive cost and effort to setup and maintain such a program, I believe all 50 states have laws on the books that make it illegal to organize and train in military tactics without prior authorization from the state.[1]

[1] https://www.law.georgetown.edu/icap/wp-content/uploads/sites...

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