Complex Answer: It depends. If it's compromised, what do I lose? If the answer is an email account, then it's an 'Aww shucks'. That's why I have backups of my address books.

However, if it's "Bank Account Numbers", it's a bit more critical. I do shield myself from that eventuality by using 'more public accounts' with limited funds. PayPal has its own bank, and a whole 5$ more than my balance needs for them. I simply and deliver the money I want them to have.

And sometimes, I could care less if somebody "hacked my account". I'm thinking about news sites and other sites that demand logins to read or post or download files (phpbb).