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A comment on Want to Help People? Just Give Them Money. Parent comment

Re:Want to Help People? Just Give Them Money by ars on Friday March 29, 2013 @04:33PM (#5462883)
Overdue medical bills (specifically medical bills) do not affect your credit score, and are never reported.

Unpaid ones are reported sometimes, but not overdue ones.

This is because a medical event is not considered as your fault, so if you can't pay it it's not because you are a poor credit risk for other things.

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Re:Want to Help People? Just Give Them Money by dllthomas on Friday March 29, 2013 @05:41PM (#5463180)
> Unpaid ones are reported sometimes, but not overdue ones.

What is this distinction?

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Re:Want to Help People? Just Give Them Money by ars on Friday March 29, 2013 @06:10PM (#5463307)
Unpaid bills go to collection agencies, overdue ones (i.e. still being paid, but not in full) are left in house.

Medical providers don't report to credit bureaus, but collection agencies do.

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