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Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by niztk on Tuesday October 13, 2026 @08:35PM (#50080932)
Appreciate the feedback. There's also a connected mode leveraging Plaid where transactions pass through servers memory and never stored. Outside the US, CSV is the only path for now otherwise agree CSV export is a chore for multi-bank users.
Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by lathiat on Tuesday October 13, 2026 @08:49PM (#50081027)
There’s similar support from many banks in many countries. But obviously will be a bunch of work to support them all.

It also requires you generally to trust some third party with your data.

Here’s an API one for Australia / New Zealand / USA: https://redbark.com/developers

Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by niztk on Tuesday October 13, 2026 @08:57PM (#50081076)
Thanks, I was planning to add country integrations outside the US. Appreciate the pointer here.
Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by cortesoft on Tuesday October 13, 2026 @08:39PM (#50080951)
You could add support for something like simplefin.org, which provides an API for connecting to many different financial orgs. It is what I have been using for my local setup with Actual budget.
Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by elyobo on Tuesday October 13, 2026 @09:29PM (#50081284)
Actual budget is good. Connectivity in Australia sucks though so I've kludged my own approach (open banking connections to a single local aggregator then puppeteer to sign in and get an access token, then directly calling the aggregators internal APIs with it and pushing the data into a local Actual server using Actual's APIs).
Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by unsnap_biceps on Tuesday October 13, 2026 @09:03PM (#50081110)
Does your financial orgs actually support simplefin or are you using simplefin bridge?

Bridge is actually provided by mx.com, pretty much the same service as Plaid.

Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by niztk on Tuesday October 13, 2026 @08:44PM (#50080987)
Thanks, will surely look into this.
Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by post-it on Tuesday October 13, 2026 @08:43PM (#50080975)
A lot of banks make it easier to export PDF statements. I wonder if you could try adding the ability to extract transactions from a PDF. I've been working on something more limited (extracting just the account balance) with Qwen3 4B with decent success.
Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by niztk on Tuesday October 13, 2026 @08:54PM (#50081057)
I've tried with some success but will spend more time on the input layer.
Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by calyhre on Wednesday October 14, 2026 @02:25AM (#50083192)
I had great success using enablebanking.com for personal usage. The setup is a bit cumbersome, but works really well
Re:Show HN: Pulse Local, a Mac budgeting app whose AI models... by niztk on Wednesday October 14, 2026 @02:30AM (#50083247)
Thanks, will surely give this a try. So far, I have US today with Canada, UK, AU, NZ and Europe on the roadmap.