People spend much more than that on just commuting to work if you can spend $200 a month to supercharge what you do at work and 1000x your productivity it’s a no-brainer.

From what money? Just pause the health insurance for a while? Stop paying the rent? No diapers for the kid?

Your entire story only makes sense if you have many hundreds of dollars/euros of entirely disposable income every month left, after all unavoidable expenses have been paid for. I understand that this holds for you and everyone you know but I’d like you to appreciate that for very many people it doesn’t.

So, should they stop commuting to work to afford their AI subscription? Or perhaps just don't eat anything for 5 days a month?