Both those ecosystems are rapidly enshittifying (apple cannot even reliably process keystrokes with subsecond latency, and google is banning sideloading).
We need a third, actually user-serving and open alternative. Maybe the new CEO will slow or reverse the bleeding on the iOS / MacOS side.
The hardware is nominally open only because they enforce participation in their software ecosystem via other means.
Partially accurate / misleading at most.
If your “partially accurate” objection is that I didn't describe a perfectly universal experience, I will be greatly disappointed.
your bank’s app sucks, tell them they suck,
and or use the webapp.
Tens of thousands of financial institution apps work A-OK on GrapheneOS,
that is my objection.
Are we talking about root checks? Bootloader unlock?