Almost as if there's a lot to innovate in a "dumb pipe" a payment processor naturally is.

At scale, payment processors are amongst the most difficult things you could do because every two bit crook out there is going to try to scam you somehow.

Can probably build it in a weekend.

You let me know when VISA lets you colocate into their rack for processing payments with your built in a weekend vibe coded project.

I guess I should've added "/s" :P

dewey was joking.

Management reading a thread like this need the /s.

in 2 hours with claude code

I know you mean this with a /s, but hey, we just need a proper File Transfer Protocol, an SQL-lite database server, and some simple vibe coded python business logic, no test cases required.

What can go wrong... (/s just in case as well)

The thing is they have "tooling" to help create their own customers:

https://stripe.com/atlas

They also have a tax product, and a few other things that are in the orbit around payment processing.

Their product offerings are a bit more than just the "dumb pipe" portion of the transaction.