Bank of America Preferred rewards card is even better with one caveat that there is a $95 annual fee. You get the 2.625 but you also get 3.5 on travel and dining, and you also get Global Entry paid once every 4 years, and $100 in travel incidentals (bag fees, wifi on plane) every year. And you do not need to redeem against travel, you can get cash back if that's what you want.