Chase to become new issuer of Apple Card

Re:Chase to become new issuer of Apple Card by tripletao on Thursday January 08, 2026 @02:26AM (#46538267)

Bank of America Travel Rewards is effectively 2.625% on everything if you put >$100k in a Merrill account and redeem the rewards against "travel" (including restaurants in any location) expenses charged to the card. There's no foreign transaction fee.

The biggest downside is all the dark patterns at Merrill trying to sell you advisory services. That seems to be only upon account opening, though.

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Re:Chase to become new issuer of Apple Card by lxgr on Thursday January 08, 2026 @04:50AM (#46539207)

Yes, that’s a great cashback setup, but definitely not a “no catch” one. Really not a fan of the brokerage UX and generally the BofA web/app experience.

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Re:Chase to become new issuer of Apple Card by lotsofpulp on Thursday January 08, 2026 @08:46AM (#46540895)

If all you’re doing is buying and holding VOO or TTTXX or similar, I don’t see what difference any of the major brokerage websites makes. If anything, I prefer BoA as they allow you to configure at least 2 phone numbers for SMS 2FA, so I don’t have to hunt down my wife to get the 2FA code.

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Re:Chase to become new issuer of Apple Card by kshacker on Thursday January 08, 2026 @04:23PM (#46546679)

Bank of America Preferred rewards card is even better with one caveat that there is a $95 annual fee. You get the 2.625 but you also get 3.5 on travel and dining, and you also get Global Entry paid once every 4 years, and $100 in travel incidentals (bag fees, wifi on plane) every year. And you do not need to redeem against travel, you can get cash back if that's what you want.

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