If I entrust money to someone who I know to be a thief, and then he runs off with it, how am I not at least partially culpable for my own negligence? Obviously the thief is the criminal and deserves to be punished and to pay restitution, but the idiot who should know better isn’t blameless.

One can express a need for regulation while also being aghast that people are still falling for the cloud scam, despite the overwhelming evidence that it is indeed a scam.

Calling 1.5 billion people idiots because they use a service where this happened to like one guy is too much of a stretch.

> I know to be a thief

A trillion dollar company with premium hardware and software that has more than 50% smartphone share in US and is used by 1.5 billion people worldwide is not "know to be a thief".

Your rant is essentially a crazy hobo stashing cash under his mattress and calling anyone using a bank idiot.

Banks, except for Wells Fargo, are not known to steal your money. Cloud services, however, are well-known for this kind of thing, especially in tech circles. Most people think it’s so rare that it won’t happen to them. And they are right, statistically, but they don’t consider the outsized impact if they are wrong.

Most people don’t save enough to handle an emergency, even if they have the cash flow for it. Most people don’t do basic, cheap preparation for a natural or manmade disaster. Most people don’t do at least minimal planning to make life easier for their families and loved ones if they are incapacitated or die, until very late in life. Most people are indeed idiots.