A good reason why no one should ever have their Windows install linked to a Microsoft account, same for MacOS.

Who ever lost apple account by being banned? with no recourse? I don't remember a story like that

I've never heard a rant about people being banned, but i can think of a half dozen people who have lost their icloud accounts due to the combo of inexplicably not remembering or writing down their passwords and selling or losing a phone.

How is that different from losing access to, say, your own computer by the same route?

That's entirely different from another entity denying you access to your data.

People have investments in things like itunes, apps, etc.

are you trying to say if you forget your password it is the same as you getting blocked for no reason?

That's the opposite than ban by Apple. And also for this people can go to an apple store or call support right? unless they enable the most nuclear e2e option.

Can't of happened then if you don't remember a story like it...

I asked a question) Did I miss a story like that?

My dad got a Trojan and they took over his msft account to buy some Xbox cards. They banned him as well but he took them to small claims in the EU. As usual they didn't show up and he got a ruling to reinstate his account. Was under 100 bucks and he got his account back. If the account is really important I would do the same. There is a 90% chance they won't show.

just as a point of interest, in US small claims courts, the judge can award monetary damages, but cannot order somebody to do something (like turn your account on) i'm not sure if this varies by state.