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Re:FICO to incorporate buy-now-pay-later loans into credit s... by allenrb on Tuesday June 24, 2025 @08:42AM (#44365565)
Learning how to stand on your own in school is good practice for doing the same thing in life. By which I’m absolutely not saying “don’t have friends” but rather, you don’t have to be like everyone else.

My kids won’t be on social media until they’re not kids anymore. If none of us take a stand, nothing ever changes.

Re:FICO to incorporate buy-now-pay-later loans into credit s... by nradov on Tuesday June 24, 2025 @10:05AM (#44366412)
Your kids will create hidden social media accounts that you don't know about. That's what I would have done in their situation.
Re:FICO to incorporate buy-now-pay-later loans into credit s... by olyjohn on Tuesday June 24, 2025 @12:36PM (#44368024)
Their exposure will still be much less than someone who gives them free reign and lets them sit in the livingroom staring at a phone. They won't be staring at the phone distracted while they're hanging out with the family.
Re:FICO to incorporate buy-now-pay-later loans into credit s... by kadushka on Tuesday June 24, 2025 @01:03PM (#44368351)
Hiding things from parents is a far bigger problem than staring at a phone in a living room.
Re:FICO to incorporate buy-now-pay-later loans into credit s... by andelink on Tuesday June 24, 2025 @03:47PM (#44370267)
No it’s not. Everyone hid things from their parents. I hid soooo much from my parents. It’s fine. It’s normal. It’s far more important to have limited exposure to modern smart phones.
Re:FICO to incorporate buy-now-pay-later loans into credit s... by blackqueeriroh on Wednesday June 25, 2025 @03:37AM (#44374591)
The people who say things like this inevitably are the ones who spend ten minutes with a therapist and the therapist’s eyes go wide
Re:FICO to incorporate buy-now-pay-later loans into credit s... by andelink on Wednesday June 25, 2025 @01:44PM (#44379952)
What, exactly, is so problematic about not telling your parents that you smoke weed with your friends before playing video games? What, exactly, is so problematic about not telling your parents who are dangerously religious, that you had sex with your high school girlfriend? These are all normal, innocuous activities of teenagers. A therapist would not think twice about hearing them.
Re:FICO to incorporate buy-now-pay-later loans into credit s... by allenrb on Tuesday June 24, 2025 @02:41PM (#44369387)
Indeed, I might have done the same. At least that will be a challenge, lacking smart phones.