Re:WhatsApp Introduces Ads in Its App
by shrx on Tuesday June 17, 2025 @04:19AM
(#44296822)
"Bank specific cards" are actually debit cards. As an EU-based end user I see basically no practical difference between the two (I have both a MasterCard credit card and a Visa debit card), except that many US-based online stores' payment processors refuse to work with a debit card.
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Re:WhatsApp Introduces Ads in Its App
by mschuster91 on Tuesday June 17, 2025 @06:03AM
(#44297406)
> "Bank specific cards" are actually debit cards.
Yes, but not necessarily MasterCard/Visa debit cards. Germany's Girocard for example is a national debit card scheme that does not use any of the American grifters. Unfortunately, it's being phased out in favor of MC/Visa because the EU fee cap on national schemes is much lower than for MC/Visa and so banks can make more money off of you.
We're just standing by and watch our dependence on American grifter megacompanies larger every day.
I literally do not know anyone without an EMV-based payment method, usually Visa or MasterCard. I have also never used the Girocard my bank provides in addition to the Visa debit- (and in the past actual credit-) card.
I also see more people paying with their phone/smartwatch than any physical card these days.
> except that many US-based online stores' payment processors refuse to work with a debit card
I have never encountered even that. My debit card also works great for in-person payments in the US, with the only exception perhaps being rentals.