Yeah, and you can get the same evidence firsthand. Experiencing a banking app literally anywhere but North America ought to do it.

What does it have to do with Social Security? It's the same kind of culture that worships lack of change over everything else, and as a result it is bloated and slow.

My banking app works just fine. Social security payments are very reliable and on-time. Social Security service is declining because of cuts. People are having harder times getting through and setting up appointments. But that's the plan, lie about massive fraud and make the department run poorly so they can start privatizing it.