News for hackers. Stuff that matters.

A comment on Why are credit card rates so high?. Parent comment

Re:Why are credit card rates so high? by bittercynic on Tuesday April 01, 2025 @07:42PM (#43552423)
Why not get as much as you can? The extra headroom might be handy for some unforseen expense, and in the mean time it makes your utilization ratio better.
[ Parent | on HN ]
Re:Why are credit card rates so high? by 2muchcoffeeman on Thursday April 03, 2025 @10:08PM (#43577624)
Maybe it’s different in the US. My bank asked me to reduce my liabilities.
[ Parent | on HN ]