This is the mindset I'm coming around to.
Whether you think climate change is mostly human caused, or part of some natural cycle, it's happening and it will probably get worse. We need to figure out how to deal with the consequences of it, rather than pretending/hoping we can change the course.
When climate change events occur, people will say we could've done more (while there is no evidence today there is willingness to pay these readiness and mitigation costs). When they don't happen, people will complain we're wasting money. The only way to win is to manage your own climate and economic risk at the individual level (in the short term). Maybe people improve, allowing for institutions to improve, but probably not. There is no appetite for the will, spending, and economic drag that will be required to fix this. The accumulated off balance sheet debt (the costs to mitigate climate change) has accelerated beyond the light cone of economic potential (structural demographic decline, labor costs increasing as labor forces decline, future debt obligations, etc).
Is the world becoming uninsurable? - https://news.ycombinator.com/item?id=42732728 - Jan 2025
Dependency and depopulation? Confronting the consequences of a new demographic reality - https://www.mckinsey.com/mgi/our-research/dependency-and-dep...
Climate crisis costs the world 12% in GDP for every 1°C temperature rise - https://www.weforum.org/stories/2024/06/nature-climate-news-...
https://hn.algolia.com/?dateRange=all&page=0&prefix=false&qu...
Frequency and severity of fires is up, and people have been building closer to the areas where they happen. Kinda simple stuff. We either need to build further away or increase resilience (building codes, responses etc).
Changing the climate probably is outside of local control…