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Re:Is the World Becoming Uninsurable? by john01dav on Friday January 17, 2025 @02:36AM (#42734995)
I'm curious how the roof is constructed on your cinder block house. That kind of cinder block construction seems obviously superior to me, but I can't think of any roof that would be so obviously superior.
Re:Is the World Becoming Uninsurable? by HPsquared on Friday January 17, 2025 @05:18AM (#42735990)
There are a LOT of fireproof roofing materials; the US is quite strange in covering most houses with these asphalt shingles. Clay/concrete tiles are pretty standard; slate or metal also options. There are presumably different ways of dealing with the gaps and ventilation to keep out embers.