It's not like suburbs aren't sitting on financial bombs either.
I moved to unincorporated exurban Maryland. The state government is a mess, but it’s mostly preoccupied dealing with Baltimore. Our county is great. Good schools with modest per student spending, the friendliest police I’ve ever interacted with. Even our county landfill is one of the cleanest and most orderly facilities I’ve ever seen. Nicer than most of New York City for sure.
And of course, even if you were willing to spend several hours a day commuting, if you're in California exurban areas aren't exactly safer from wildfires.
I grew up in northern VA in the 1990s and I thought that the whole of America (besides NYC obviously) was like that. Super clean, orderly, and efficient. Then I lived in Wilmington Delaware, Philadelphia, Baltimore, and DC, and it reminded me too much of the third world.
Reminds me of a video (part of series), titled "Why American Cities Are Broke - The Growth Ponzi Scheme". Previous HN submission and discussion: https://news.ycombinator.com/item?id=32495647
TLDR: Suburban and certain commercial development is money-loser because tax-revenue is way under the long-term costs of the infrastructure to support it, and already denser areas (including the housing of poorer people) are subsidizing spread-out/richer zones.
But both that site and its readers have tried to apply that conclusion to suburbs of major cities, which is ludicrously wrong to anyone that actually knows anything about the causes of municipal bankruptcy (almost always due to pension obligations , and often in a vicious cycle with high taxes raised to pay for pensions that drive away residents).
Most budgeting should be moved to the state level, IMO. It's crazy for Western Springs, Atherton and Beverly Hills to waste money while Chicago and Oakland fall behind. If some magnates decide to move to Texas as a result, good riddance. The dependence on property taxes is particularly perverse, as it incentivizes the housing pyramid scheme.
This guy is my county executive: https://www.aacounty.org/pittmanandfriends. I trust him to make sure our trash gets picked up on time and to keep the community safe. I certainly don’t trust the Maryland government to do that.
And your point doesn’t contradict mine. The homeowners in my county are highly informed and conscientious voters, and their decisions are good for most of the people who already live in the county.
I agree in certain circumstances, including land use, you want to make decisions at the state level. But for most government services, like education, policing, local roads, etc., I want Kim who runs our HOA to be voting on who makes those decisions and hassling those officials to keep them accountable.
In any case, we don't seem to disagree all that much. My original point was more legislative than executive in nature. Local executive accountability is desirable, provided that the budgeting and rulemaking were made uniform state-wide. Education already works that way.
The entire state of New Jersey exists to pay pensions. The 2025 general budget is $55 billion, $7 billion went to funding the pension for one year, again.
E.g. Retirement benefits and debt service took up 43% of Chicago’s budget in 2022: https://www.nytimes.com/2024/12/30/opinion/chicago-illinois-.... A decade ago my wife and I decided to abandon our efforts to move back to the city (where we went to law school) because we saw this coming.