The Reddit comment is interesting, and I think the advice that starts in the reply is sound. But this person's list of lottery winner failures is a small list of people versus a very large group of winners. Surely it's not hard to cherry pick a bunch of worst case scenarios.

The reddit comment says things like "Homicide (something like 20x more likely)" without citing the source of this statistics.

i am still willing to experiment, for science

Unfortunately, you got put in the control group.

That comment makes untrue claims and cites no sources. The claim about multi-million dollar jackpot winners is a viral meme that keeps making the rounds despite the people with the actual stats repeatedly trying to debunk it. It is not true that a huge percentage of winners go bankrupt.

https://www.nefe.org/news/2018/01/research-statistic-on-fina...

https://www.reddit.com/r/PetPeeves/comments/18xqcbw/70_of_lo...

I imagine that it's perpetuated by the myth that people who make a shitton of money "legitimately" (ie getting insanely lucky by inheritance, investing in a moonshot, or both) are somehow magically blessed with the wisdom to handle money in a way that commoners are not. Plus a dash of cope for all the people who will never touch that amount of money. Assurance that even those who gain a lot will be no better off (or worse off) than them.

I also think the myth of “winners lose everything eventually” is a specific instance of general hate against gambling…

AKA “the house always wins” philosophy