Most people in the UK live outside of London (87 % as of 2021), so I can't see how that's relevant to anything here.

For a business that targets upper middle class and HNW individuals, Greater London, the affluent parts of Southwest England, Oxfordshire, Cambridgeshire, and Northeast Scotland are all that matters.

Realistically, Amex works in most metros in the UK I've travelled in. Maybe the local kebab shop doesn't accept it, but the overlap in customer base probably isn't there anyhow.

Naive take. If the subject is money, London is always relevant.

How so? London is doing quite poor nowadays, even more so after the UK left the EU.

> London is doing quite poor nowadays

Citation needed.

It's a global financial centre and the central economic engine of the 6th biggest economy.

London's not really "the UK". It's so different from the rest of the country, it's like its own little city-state.

Small shops, cafes, restaurants, even chains in London refuse to take it.

> Small shops, cafes, restaurants, even chains in London refuse to take it

I’ve never noticed it, but I’m admittedly speedy when I travel. Maybe the high-end spots keep it while lower-end ones are walking away? Makes sense with e.g. eBay.