When I call my bank they verify with my voice. There are further verification for meaningful actions but its still kind of crazy to be using "My Voice is my Password" this day in age.

Better than my bank, which tries to ask questions about my life from some lookup service that has incorrect information.

Especially since "My Voice is my Passport" was defeated in that movie with a tape recorder and technology at the time. It was never a good idea and even the movie didn't seem to think so.

Yet my bank just turned this on for me as well in 2024. Now I have to figure out how to disable it...and will it really be disabled?

I mean SSNs are the worst possible authentication mechanism and yet we still have to freak out every time they're leaked. Security practices are so utterly backwards everywhere that it's quite apparent no one powerful is incentivised to care even a little bit

what's the practical alternative?

Not pretending a GUID constitutes a security measure in the first place? It's just not the right tool for the job in any sense

Scanning your digital ID card would be a start, but oHnO that's cOmmUniSM!

pickpocket's paradise!

But it's not so scalable as online connected DB.

Wouldn't this just result in my digitalid getting lost in the next equifax breech?

Did your credit card get lost in the last one?

How would I know one way or the other if it had? I don't have the same number anymore.

Digital id card for every citizen? My id card can prove identity or sign a document and could for ~10 years. Estonia had it for over 20 years.

Just give it to everyone. Today, it can likely be embedded in a cell phone instead of separate physical card.

What do you mean? I don't know of any country except the US where SSN is used for authentication. In my country SSN is public information.