$10k is nothing for rich people. Just putting them in debt for it doesn't mean nothing of value was provided.
The reverse would be true where poor people could be ruined, unless the value provided is worth significantly more than the debt created, which seems doubtful.
$10k in debt would mean wiping out their net worth so they have more debt than assets. Not just $10k payment.
To be in $10k debt, it means you have more debt than assets.
Either way, wealth distribution is wrong. Stealing is stealing.
many of those "rich" people could be supporting many other "poor" people via jobs that you just wiped out for a small personal gain.