They do offer a monthly subscription.

That should be the default, not over 500$ a year when your trial ends.

Have you actually tried the process? Do you know that it defaults to $500 a year, or was that perhaps user error?

Pro defaults to 500$ a year. It should default to monthly IMO. It's more like I'd rather be able to catch a small charge vs having a large surprise

Why not more? Is there another product that does this as well, for less?

Funny enough, "pricing too low" is still a common piece of feedback I get as well.

I wonder if the fact that there are now voices on both sides could indicate that it's finally in the right territory. Or perhaps that there should be additional tiers. Just not sure how best to carve up the feature set in that latter case.

Well, no, therefore this should cost infinite dollar per year.

My friends love giving this "value" based on need and benefit example.

The obvious counter example is water. We need it to survive, often. Yet it's basically free. So don't tell me you can just charge based on how important and useful something is.

So, supply and demand. Got it.

(Also, water is definitely not free unless you’re literally collecting rain or going down to the river yourself. And even that has costs associated with it.)

Water is basically free. The cost is basically the cost to transport, stock, and process your sale. You can get water for $1 at a gas station, which means they are charging you basically zero markup for the fact that it is a life saving high value product.

I have tons of friends that tell me to price my saas through the roof because "look at the value!!!" ignoring that there are alternatives to it that are basically free, like a piece of paper.

That's an unfair extreme; there are huge ethical issues attached to the core basics needed for survival. A personal financial simulator has none of those.

I'm a lifetime user that bought back on the first HN announcement.

It has been worth every dollar! They added custom taxes with auto import for various countries and they have been clearing out suggestions over the years.

I'm very proud of this HN solo founder. Borderline jealous that they were able to have the discipline and commitment to continue doing this.