Show HN: I spent 2 years building a personal finance simulator

Re:Show HN: I spent 2 years building a personal finance simu... by j45 on Monday July 24, 2023 @02:07PM (#36851994)

I like that this is a solo-dev project, but there's probably loke, a good chunk of people who like this tool likely have built some kind of spreadsheet or other thing to get close to it and likely know exactly what they would like to see for certain things.

Having the abilty to perhaps build our own models and keep them to ourselves, or maybe have them available to share might not be a bad idea.

I'm not sure if this is reporting, or setting up a sequence or frequency of payments, etc. Depends on the backend I suppose.

[ Parent | on HN ]

Re:Show HN: I spent 2 years building a personal finance simu... by scubakid on Monday July 24, 2023 @02:14PM (#36852110)

Having a little trouble parsing the specific feature ideas here. It seems like one of them may be an ability to share a read-only view of your plans... but on the other(s) I might need a little more detail.

[ Parent | on HN ]

Re:Show HN: I spent 2 years building a personal finance simu... by ramses0 on Monday July 24, 2023 @02:46PM (#36852573)

Plug-ins. "The Modeling Store":

* Startup9000 Simulator

* ClassicAutosAsInvestments Simulator

* My Personal Stamp Collection API Plug-in (not-public, not-for-sale)

Basically, theres enough weird stuff out there that could be a component of someone's financial hopes and dreams, that communities could sprout on being able to enhance around a topic.

There's also that first step of needing/wanting to be able to API-into the product to explore the idea to see if it's even something that can be modeled.

[ Parent | on HN ]

Re:Show HN: I spent 2 years building a personal finance simu... by robertlagrant on Monday July 24, 2023 @04:37PM (#36853860)

Being from the UK, having a plugin layer able to differentiate US from UK implications on finances would be extremely useful. But also as a fellow developer I hate to recommend a level of refactoring that might break you!

[ Parent | on HN ]

Re:Show HN: I spent 2 years building a personal finance simu... by scubakid on Monday July 24, 2023 @04:42PM (#36853926)

have you seen the UK tax template (plan settings > tax) and account types? curious what additional controls / differentiation you'd like to see.

[ Parent | on HN ]

Re:Show HN: I spent 2 years building a personal finance simu... by robertlagrant on Monday July 24, 2023 @05:12PM (#36854261)

Ah - no :-) I just read the feature list and didn't dig deeper. Just assumed it was going to be US-only. Impressive if not. How do you keep up?

[ Parent | on HN ]

Re:Show HN: I spent 2 years building a personal finance simu... by chromatin on Monday July 24, 2023 @04:45PM (#36853959)

> share a read-only view of your plans

I think this is because you are conflating "model" and "plan"; whereas the conventional use of plan probably means model, when playing in your Sandbox it looks as if "plan" is model+data.

The grandparent poster is describing sharing models.

[ Parent | on HN ]

Re:Show HN: I spent 2 years building a personal finance simu... by j45 on Monday July 24, 2023 @10:21PM (#36857079)

I think the comments below summed it up well.

Basically setup my own versions of Roth, or other products.

In Canada, TFSA and RRSP are one

[ Parent | on HN ]

Re:Show HN: I spent 2 years building a personal finance simu... by scubakid on Monday July 24, 2023 @10:26PM (#36857118)

Have you seen the TFSA and RRSP account types?

I try to offer as much configurability as I can, but if there are other areas where you'd like to see more of that, definitely let me know.

[ Parent | on HN ]