1000%. The one place where I think blockchain and crypto can have real utility is from large, legacy financial institutions upgrading their very, very, very antiquated backend settlement technology and processes.

Of course, backend enterprise tech is pretty "boring", and the transition will take many years/decades given that our existing financial system currently depends on these old settlement systems that are based on manual, file based-processes from the first half of the last century. This is not the kind of technology transition likely to attract celebrity endorsements or bubblicious "crypto towns" like Miami and Austin.