I try to live virtuously in a way Russian oligarchs might laugh at.

No yacht, but no enemies either.

Never have to worry about novichok or a drone hitting me.

It’s not bad at all.

And a mostly clean conscience! Not something everyone has to deal with, but some of us do.

Doesn't matter. their experience disproves that bullshit about "karma", that's all.

I agree. But the message here is not an external occurring but rather internal. One's acts determine one's internal state. If you act virtuously by your definition, your judgement of yourself will be good/not corrupt, which is good. The key point here is that it's your own personal defination.

I'm not praising the oligarchs, of course. I'm saying that the "karma" bullshit just doesn't work. Yeah, I don't want to be like these bad guys, but I have no illusions that some magical "karma" will reward me or punish them - that's naive.

I agree. The quote I shared above has nothing to do with external systems that dole out rewards and punishments. Ancient definitions of karma are very different from the mainstream definition in vogue today (edit: with the usual caveat that ancient concepts have multiple interpretations, and I'm sure there are contemporaries of the view I shared that are more in line with what you imagine).

I don’t believe in karma or in the words of Johnny Cash “god almighty is gonna cut em down” but the world does work in funny ways.

Such behaviour is not sustainable and even if your network of nasties shields you from consequences, you’re making a giant gamble relying on that forever without some meaner network coming along and pop! with no moral issue.

You are lacking the perspective to make that determination but I will pray that on your deathbed you will achieve total enlightenment so you can see.

It doesn't. they live in constant paranoia of being assassinated. Their super-yacht comes at the price of their peace of mind.

This is exactly why for karma to work an afterlife with proper punishment and rewards need to exist.