Here's a contrarian opinion: Inflation isn't all that bad, if you have a fixed rate loan (i.e. mortgage) that is larger than all your savings put together, and as long as you don't need to sell or refinance, you will come out ahead. Keep in mind inflation requires a wage/price spiral, which means your salaries are also increasing to keep pace with the rising prices, while the loan amount stays the same, so repaying it becomes easier.