Such a fascination the various incantations one must give when interfacing with insurance companies to have any hope of achieving whatever your objective might be.

In Canada and received it three years ago in my early-30s. Public health didn't cover due to age, and private insurance covered most of it, but remaining cost after deductibles and injection costs was still non-trivial. ($170 across three shots.)

Compared to US medical costs, $170 CAD is a nothingburger.

If anything, I'd be more annoyed about the 3-shots and repeated trips, vice a <200 charge; time is money, too.

Get it

When I was in grad school (mid-20s) I was consulted not to get it.

NowI'm pretty sure any adult with insurance can get it through any pharmacy that does vaccines. I think the actuarial tables must have changed or the cost of the vaccine decreased.

I'll try that, I didn't get it at the time cause life was busy but it has been on my mind.

They seem to be expanding the recommendation to wider and wider groups, was told the insurance company pretty much assumed you had HPV over a certain age and wouldn't cover it.

Same. Had no problem getting it done at CVS. I saw it selectable when getting some standard boosters and opted into it. I did have to look up the schedule for adults on the CDC website.

I was super annoyed as a teen and young adult when they kept opening the window for when you could receive it for a few years younger than me. My understanding is the manufacturers didn’t want to market an STD vaccine so Cervical cancer it was. Never mind men could transmit and harbor it. Guarding all susceptible parties just didn’t work with how they were going to market it.

I reached out to mine, not covered :(

> Call your health insurance and ask about “CPT code 90651”.

There's no point to this. Health insurance providers are explicitly exempted from having to be truthful with you about coverage. The better ones will just tell you they don't answer coverage questions at all as a blanket policy; the rest will tell you whatever they think profits them the most.

Most have tools that will tell you if a provider is in network and what a procedure will cost at them. Most have a pre-authorizarion process to confirm coverage as well. Also, if your insurance is through an employer, HR typically has liaisons that can help.

> Health insurance providers are explicitly exempted from having to be truthful with you about coverage

citation needed? What entity rules that they are explicitly exempted?