Are the fees, minimums, limits and rate structures similar? If so, then the inflation thing is irrelevant. They either beat it or don't, but at the end of the day, you're still comparing who has the better APY and what not regardless of that differential on inflation.
If HYSA's (which this is, by reasonable metrics and their own definition) beating Inflation is important to you, that's a separate discussion to be had first before shopping specific offerings, as that's a discussion of a systemic problem and if HYSA's are relevant to you at all in the first place. Hot tip, in high inflationary markets like today, HYSA's don't beat inflation.
This year's inflation might be below 4.15% (not sure what the projections are)
As with anything, approach it rationally. Is there a home you want to buy, and can you put 20% down today, and can you afford the monthly payments + property taxes + insurance + random repairs that you'll have to make? If so, it's not a bad investment; after all, you have to live somewhere. As with any investment, there is some risk. Your neighborhood could become bad. The entire house could be supported only by dead termites. But most of the time, the horror scenarios you read about don't happen; you enjoy living there, and sell it some years down the road for well more than you paid into the loan. It's worth considering over pure investment vehicles; you can't live in an ETF, and there are no tax breaks.
With mortgages at over 6% and personal loans at 8-9% (according to my local credit union) I'm not sure if it's that much better and if deductions would offset high interest rates, but it's definitely a nice kickback.
Be careful investing on things/markets you don't fully understand.
Eh? It's completely typical for savings rates to be above inflation. It's certainly been the case for most of my adult life in the UK, as indeed everyone would quite naturally expect them to be in normal circumstances.
I have no financial interests in them, but I'm a happy customer. I like using it to make float on cash in between tax payments and other obligations.