if you have one thousand users of desktop computers distributed across geography and age groups, and you watch whatever behavior it is that you claim is "it" ... how many of the thousand users show the weakness or lack of care or lack of self-defense.. How many ? four? four hundred?

if four hundred users fall for some scammy website using a browser on the internet, you mean to say that every user must have bicycle training wheels and constant adult-supervision monitoring? Do you make money in some business-model that does that?