Not sure you can claim they are on the hype train or late when alot of successful companies are late followers.
Brave has a built-in crypto wallet but it makes some sense in their offer, this one does not seem to.
Unless you think large amounts of people will migrate to Edge because it has a built-in wallet? It does not seem likely to me, but I'll be happy to be corrected in a few years.
Microsoft helping climb the slope of enlightenment doesn’t sound like a half-bad idea.
When USD comes crashing down, not everyone has access to gold.
If there's one thing worse than absurd volatility, it's hyperinflation.
The lack of KYC is a feature not a bug.
The part where the major stablecoins (eg. USDC or even Tether) hasn't failed yet, and the "dozen" you speak of are the equivalent of shitcoins that never had any traction in the first place.
In fact I would say that we are already behind the hay day of wild west crypto and are entering the phase of regulated fiance. Investors are already discovering why some of those regulations exist in the first place (latest example FTX) and governments are done standing at the sidelines.
How about the people who want to, you know buy stuff with crypto? Metamask has 10m+ downloads on the chrome store
I’m pretty sure those are the two demographics that crypto is for.
Regardless, I think given the wild west of crime and fraud a world without banking surveillance would allow I don't think that's a great plan, and I doubt legitimate banks would be for it either given the legal grief they would be constantly in, assuming that you still believe that assets should be able to be seized or frozen in case of identified illegal activity, and if not a bank now needs to be comfortable knowing it's enabling human trafficking and terrorism.
Why should a bank be willing to do business with you if they can't identify you?
Lately though I am seeing posts where blockheads are trying to rally and I think these are not written by ChatGPT because they are too disagreeable.
The thing is that crypto prices haven’t really collapsed and the true believers haven’t been punished enough to really change their behavior. I wish I could say people just quit trading so the prices aren’t real but looking at the charts I can’t really justify that but maybe it really is just the same two crypto bros trading.
As for MSFT they are usually (3) slow on the draw, and (4) work harder than anybody to annoy their users. They have been quick to get on the ChatGPT train, however, because they’ve always wanted to make Excel make up fake books for your organization, have Word write your homework and PowerPoint make your pitch deck for you with no consideration if the output is right or wrong and there is no way they’ll let another firm beat them to it.
That may be the case for some of the shitcoins, but it hasn't been close to true for BTC and ETH since institutions got into crypto a few years ago. They are still trading btw, some of them made an insane amount of money from the crash.