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A comment on Maybe Treating Housing as an Investment Was a Colossal Mistake. Parent comment

Re:Maybe Treating Housing as an Investment Was a Colossal Mi... by rs999gti on Monday March 06, 2023 @12:59PM (#35044755)
> but they just can't afford that down payment (especially the 20% needed so as to not need to get mortgage insurance)

Mortgage insurance is not a bad thing. But the FHA loans in the US solves the 20% issue by only requiring 3.5% down.

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Re:Maybe Treating Housing as an Investment Was a Colossal Mi... by bumby on Monday March 06, 2023 @01:01PM (#35044806)
I think their point was that the additional cost of insurance may skew the affordability
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