https://www.youtube.com/channel/UCnorhjQR4zJkT7AVNhu395Q/vid...
Friendly, super knowledgable, takes the fear out of the DIY.
For electrical, I do a lot myself, but when it came to running a 50amp line + breaker panel inside my place (which also required outdoor ladder work) to replace the steel conduit indoors, I just hired a professional even though it was very expensive.
^ I'm knowledgeable enough to do my own wiring and plumbing, but pay for licensed/bonded contractors instead. I sleep better at night and my insurance company probably does as well.
As far as insurance companies... I bought an old place... I'm finding all sorts of stuff that isn't up to code (hidden electrical boxes, in the floor!, with wire nuts and not even twisted together wire and not even grounded properly)... I'm bringing it up to code, with modern products... in a court of law, it is going to be hard for them to argue against me.