Internal and external factors tend to pile up and reinforce one another, and if someone is at a point where those external factors are contributing to not being able to try changing patterns of behavior, that would be seem to be indicative of a Problem, that they need to realize is a Problem, so that perhaps they will try to address it with an appropriate tool rather than normalization and coping band aids.
It feels like I'm coming from a place that is the dual of your comment - even though everyone could theoretically benefit from therapy, people are not going to seek it out and add even more complexity to their lives unless they feel they need to - especially with the care-denying medical bureaucracy that permeates the US and apparently Canada.
If you went to a doctor for type 2 diabetes, they would tell you to eat healthier and exercise as well as to take medications when needed. Your eating and activity habits are not themselves diabetes, even though they contribute directly to your diabetes. Another person could act exactly the same but not trigger diabetes because of lower genetic predisposition. And another person could have a healthier lifestyle than you and have diabetes despite that (e.g. Type 1). Lifestyle is a contributor while diabetes is the pathology.
Life circumstances can be a contributor, but depression is a pathology. An effective healthcare team will treat both.
I feel compelled to also add that while it seems well-meant, I think the tone of your last paragraph is a bit unproductive. A lot (most? all?) of us, at some point, fall out of the habit of exercising our senses of curiosity and wonder and trying new things. This can be caused by many combinations of family, economic, and social conditions, or for some, because of chemistry (ie “serious depression”). Therapy is indeed a good way to develop the skills to work against this and identify whether it’s actually a chemical problem in need of a chemical solution. But it doesn’t help to go straight to calling this “serious depression” needing “professional help.” Literally all of us can benefit from therapy, and making it out to be a big deal and putting labels on people makes many less likely to pursue it.