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Re:John Carmack: I loaned money to anyone that asked me by RjQoLCOSwiIKfpm on Monday January 09, 2023 @12:19PM (#34312816)
Instead of rewarding the antisocial behavior and therefore causing it to happen more frequently, albeit to other people, I would recommend one of these:

- "I'm sorry but I've lost my job. I cannot afford this."

- "I'm sorry but no means no."

- If they insist: "Which part of the two letters in 'No' do you not understand?"

You aren't the jerk. Someone who doesn't accept "no" is the jerk.

There's places to go to to lend money, they're called banks. If you're not a bank it's not your job.

Re:John Carmack: I loaned money to anyone that asked me by giraffe_lady on Monday January 09, 2023 @12:39PM (#34313123)
Nothing is your job except your job, but how impoverished would your life, family and your community be if everyone stuck to strictly that?

You might be right on the specifics in this case, I'll abstain from making judgement. But as a guideline, as a framework, "it's not your job" is monstrously insufficient.

Re:John Carmack: I loaned money to anyone that asked me by RjQoLCOSwiIKfpm on Monday January 09, 2023 @01:21PM (#34313882)
We're talking primarily about people who don't pay their debts here.

There's no loss to my life if these people remove themselves from it.

They're thieves in disguise, nothing more. No value is lost if they leave.

And in fact, because money is stored time, my life becomes MORE if they leave, because I lose less of the time of my life to them.

Re:John Carmack: I loaned money to anyone that asked me by giraffe_lady on Monday January 09, 2023 @01:27PM (#34313991)
grim way to think of people but ok have fun
Re:John Carmack: I loaned money to anyone that asked me by RjQoLCOSwiIKfpm on Monday January 09, 2023 @01:33PM (#34314087)
It's the view of someone who has lost over $10k to "I'll pay it back!!!" people - they haven't payed back in 10 years now.

And they left behind truckloads of trash.

How much have you lost to those?

I would speculate once you get to a sum this significant your perspective would change ;)

Re:John Carmack: I loaned money to anyone that asked me by giraffe_lady on Monday January 09, 2023 @02:04PM (#34314512)
If someone asks me for money I make it clear they aren't obligated to pay it back at all or in full. In this way I have never "lost" money only given it away. Well over $10k in any year I was adequately employed. Less in others but still tens of dollars here and there even when I was homeless. It's never been hard to find people who seem more in need of it than I am.
Re:John Carmack: I loaned money to anyone that asked me by RjQoLCOSwiIKfpm on Thursday January 12, 2023 @11:26AM (#34355983)
'If there is a fire hazard in my house, I simply burn it down myself. In this way I have never "lost" a house due to a fire hazard.'
Re:John Carmack: I loaned money to anyone that asked me by fragmede on Monday January 09, 2023 @06:45PM (#34318189)
I've loaned out way more than $10k over the course of my life, but this is the oppression of growing up poor.

If you grew up rich, you didn't have friends or uncles or aunt's constantly asking for money and never paying it back so parent poster's mindset seems dramatic/extreme. It is not.