grim way to think of people but ok have fun

It's the view of someone who has lost over $10k to "I'll pay it back!!!" people - they haven't payed back in 10 years now.

And they left behind truckloads of trash.

How much have you lost to those?

I would speculate once you get to a sum this significant your perspective would change ;)

If someone asks me for money I make it clear they aren't obligated to pay it back at all or in full. In this way I have never "lost" money only given it away. Well over $10k in any year I was adequately employed. Less in others but still tens of dollars here and there even when I was homeless. It's never been hard to find people who seem more in need of it than I am.

'If there is a fire hazard in my house, I simply burn it down myself. In this way I have never "lost" a house due to a fire hazard.'

I've loaned out way more than $10k over the course of my life, but this is the oppression of growing up poor.

If you grew up rich, you didn't have friends or uncles or aunt's constantly asking for money and never paying it back so parent poster's mindset seems dramatic/extreme. It is not.