imo, this isn't a decision that can be made in isolation; it depends entirely on what your competitors are doing. If your competitors are working from an office and out-producing you, you have no choice but to follow suit.

Like in sales, you're much more likely to close the deal if you meet in-person than over a Zoom call. If your competitors are flying out salespeople to meet clients, but you're still stuck on Zoom, you won't catch a bid.