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Re:AI will replace middle management before robots replace h... by paganel on Thursday October 20, 2022 @03:11AM (#33271708)
> The more robotic your message sound, the more people are compelled to comply.

Thankfully that is not the case where I live (somewhere in Europe), but I can see what you describe becoming true in a very dystopic future.

Does that AI also handle situations like “boss, would you be so kind to borrow me some money for 2, 3 days? Until the salary comes, that is, cause me and my SO are totally out of it”? Cause some of my former bosses/managers certainly did.

Re:AI will replace middle management before robots replace h... by firefoxd on Thursday October 20, 2022 @03:39AM (#33271843)
While I was still working there, a vendor had approached us with a service that allow employees to get a pay advance. No fees if it's 2 to 3 days ahead. I can't for the life of me remember their name. But it's basically a debit card you get where your estimated pay is deposited earlier. And they have an api we can integrate with.

So to answer your question, yes it sure can.

Re:AI will replace middle management before robots replace h... by alvis on Thursday October 20, 2022 @03:37AM (#33271838)
I can imagine it can be a fintech opportunity. An AI that automatically performs a credit check behind the scene and lend you the money in advance, probably money in your account in seconds. It's not too hard actually.
Re:AI will replace middle management before robots replace h... by josefx on Thursday October 20, 2022 @03:50AM (#33271901)
Why the hell would you perform a credit check if someone who works for you needs some of their salary two days early? Would you stop paying their salary if the credit check came back negative? Of course that seems like exactly the pointless and counterproductive behavior one would expect from a badly designed automated system.
Re:AI will replace middle management before robots replace h... by geodel on Thursday October 20, 2022 @08:47PM (#33282799)
> .. the pointless and counterproductive behavior one would expect from a badly designed automated system.

Badly designed automated systems are the life blood of our economy.

Re:AI will replace middle management before robots replace h... by ztrww on Thursday October 20, 2022 @03:50AM (#33271903)
This is different from a pay day loan how exactly? I have bank app on my phone which claims that I can get an up to 35k loan in minutes
Re:AI will replace middle management before robots replace h... by zingar on Thursday October 20, 2022 @04:36AM (#33272149)
You’re describing an interest bearing loan. This is more like being able to withdraw money that you already earned, you just don’t have it because it’s not the 25th of the month yet.

Floatpays in the latest YC batch is one of these.

Re:AI will replace middle management before robots replace h... by vidarh on Thursday October 20, 2022 @04:10AM (#33272014)
There are several providers which offers salary linked loans and advances already, and one of the benefits is that when it's an advance on your salary there's no need to credit check the employee because it's the company which will pay it back when your salary is due.
Re:AI will replace middle management before robots replace h... by tareqak on Thursday October 20, 2022 @05:07AM (#33272306)
I can imagine something a lot simpler: ask employees the cadence at which they want to be paid out (daily, weekly, bimonthly, monthly) as allowed by law and pay them that way.

Yes, more bank transactions will cost the business more. That might be something the employee will have to pay for, or it might be something that governments require businesses to eat the cost on.