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A comment on Big U.S. Banks Are Stiffing Account Takeover Victims. Parent comment

Re:Big U.S. Banks Are Stiffing Account Takeover Victims by kwesthaus on Friday October 07, 2022 @03:47PM (#33126052)
Don't forget about preemptive security freezes at credit bureaus, which you have to do for each one individually. /r/personalfinance recommends 7 by default [0], but there are many more [1].

[0]: https://www.reddit.com/r/personalfinance/wiki/identity_theft...

[1]: https://files.consumerfinance.gov/f/documents/cfpb_consumer-...

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Re:Big U.S. Banks Are Stiffing Account Takeover Victims by nilespotter on Friday October 07, 2022 @04:18PM (#33126423)
Great info, I had a freeze on 6/7 of these. What are the ramifications of freezing LexisNexis?
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Re:Big U.S. Banks Are Stiffing Account Takeover Victims by yamtaddle on Friday October 07, 2022 @05:57PM (#33127368)
When I did it, all it meant was anyone offering a line of credit to me if I'm not present right in front of them is supposed to call me to verify I want it. It's not even really any inconvenience to have "frozen" credit.

Why the everloving fuck that's not the default, but something you have to request, I have no idea.

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