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Re:PayPal’s updated acceptable use policy [pdf] by sorenjan on Sunday October 02, 2022 @10:51PM (#33062973)
Sweden has Swish, Norway has Vipps, etc. There is work ongoing to integrate systems from different countries to make them work together.

https://empsa.org/

Re:PayPal’s updated acceptable use policy [pdf] by benhurmarcel on Monday October 03, 2022 @08:08AM (#33066331)
A Eurozone-wide system is really lacking here.
Re:PayPal’s updated acceptable use policy [pdf] by nottorp on Monday October 03, 2022 @08:38AM (#33066631)
Well plain old wire transfers take 1 day internationally (inside the EU) and cost zero to 2 euro.
Re:PayPal’s updated acceptable use policy [pdf] by benhurmarcel on Tuesday October 04, 2022 @03:45PM (#33085692)
But needing the IBAN is inconvenient. That’s the main reason for the existence of national systems.