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Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by samatman on Wednesday September 14, 2022 @07:59PM (#32845164)
Do you not give them the card, then they swipe it once at the end and you get it back? How does a stripe affect that?
Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by Semaphor on Wednesday September 14, 2022 @10:52PM (#32846401)
The whole "giving your card away" thing is so foreign to me (German). Fuck no, I’m not giving you my card. In restaurants and bars they either come by with their handheld terminal, or you go to the machine at the register and simply pay like in any other place.
Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by samatman on Thursday September 15, 2022 @06:15AM (#32849630)
America having invented the dining (later credit) card, we have some customs remaining from when they worked analog.

I understand why Germany, a poorer country which was late to electronic payments, wouldn't do this; I don't understand the hostility to it. But then, I'm American, we've been doing this longer than you've been alive.

Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by ThePowerOfFuet on Friday September 16, 2022 @02:34AM (#32862823)
> I understand why Germany, a poorer country which was late to electronic payments, wouldn't do this; I don't understand the hostility to it. But then, I'm American, we've been doing this longer than you've been alive.

You mean payments between banks that take two to three days within the country instead of a regulated maximum of 15 seconds across borders?

It's a shame you're so salty that the rest of the world has far overtaken the US. You may have been doing it "longer", but you've absolutely failed to iterate and are still stuck with obsolete technology that's rife with fraud, for which a more appropriate feeling than saltiness is shame.

Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by Semaphor on Thursday September 15, 2022 @06:31AM (#32849752)
Hey, if you are proud of your security issues, good for you :)
Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by samatman on Thursday September 15, 2022 @09:07AM (#32851310)
The chargeback is always there, in the background, keeping people honest, broadly speaking. I generally wave my watch at something and carry on with my day, due to the innovative work of Americans. I mean probably a few Germans at Apple, but they're Americans now, and that's what matters.

But having a clunky thing at home you stick your debit card in is okay too! I guess.

Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by bri3d on Wednesday September 14, 2022 @08:19PM (#32845334)
There are a large number of “smart” tab systems in use in US bars where the system retains your magnetic stripe data for the duration of your visit. You pass off your card, it is swiped and immediately returned. If you don’t settle your tab, it’s automatically settled with a pre-set tip using the stored track data. It’s convenient for bar owners and patrons as the bar doesn’t have leftover cards to deal with and the patron doesn’t have to retrace their steps to recover their forgotten card the next day.
Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by Reason077 on Wednesday September 14, 2022 @09:06PM (#32845703)
Interesting, I haven't encountered such a system at UK bars/pubs. Either it's entirely pay-as-you-go (easy when everyone has contactless), or, at fancier places, they'll trust you to run a tab without taking a card up front.
Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by ThePowerOfFuet on Friday September 16, 2022 @02:35AM (#32862831)
> There are a large number of “smart” tab systems in use in US bars where the system retains your magnetic stripe data for the duration of your visit.

What a security nightmare.

Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by bri3d on Friday September 16, 2022 @11:01AM (#32866965)
More or less a security nightmare than a drawer or tray full of physical credit cards behind a busy bar at night, which is the alternative at US bars? I'd argue that time-shifting card data is actually safer, even if it is often against the merchant agreement.

I really haven't heard of much trouble caused by these systems - of course, they require magnetic stripes in general, which are a massive attack vector, but the bar use case specifically doesn't seem to cause additional issues that I'm aware of. There are so many lower-tech and easy ways to steal magnetic track data, like skimmers, that I don't think compromising bar-back point of sale systems is a particularly high priority for most criminals.

Anyway, this is probably just a small snapshot in time regardless, since once swiped-card transactions finally go away US bars will have to switch to the mobile terminal pay-as-you-go method anyway.

Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by ThePowerOfFuet on Friday September 16, 2022 @12:53PM (#32868866)
>Once swiped-card transactions finally go away US bars will have to switch to the mobile terminal pay-as-you-go method anyway.

Now you get it.

Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by justsomehnguy on Wednesday September 14, 2022 @08:40PM (#32845508)
>> It’s convenient for bar owners and patrons

LOL. It's convenient for bar owners. Patrons doesn't give a shit about that.

Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by pdntspa on Wednesday September 14, 2022 @11:41PM (#32846708)
Speak for yourself, I can't tell you how many times I've left my card at the bar because of an open tab. Nowadays I'll favor places that give me my card back when I open a tab.
Re:Crazy Thin ‘Deep Insert’ ATM Skimmers by bri3d on Wednesday September 14, 2022 @08:54PM (#32845612)
When the alternative is “hold onto the card” and you have to track it down or order a new one, sure it’s more convenient for the customer too…