https://audiophilestyle.com/forums/topic/62753-nvme-ssd-desi...
A hypothetical world where all people are one deviation smarter would probably be way more dangerous and stressful. The number of highly intelligent sociopaths would explode, leading to exponential damage.
Of course, we can't easily transfer money like this from the frivolous to the useful for a ton a reasons. Life isn't a fairytale. But the next best thing is to have them spend their money so that at least it can power some form of growth.
It's not that these newcomers deserve to be mislead by echo chambers, but rather that if they demonstrate so little regard or respect for their money by failing to do much research or understanding what they're buying in detail, especially if they are buying something extraneous to begin with, that I don't see a moral or ethical problem to keep them spending. If anything, the money should be parted from the well-to-do fool, if only to provide macroeconomic support to the rest of the population.