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Re:Sorry, your wife is Indian, landlord won’t rent to you by justinsaccount on Wednesday August 17, 2022 @08:58AM (#32495706)
Speaking of "overt":

South African Racism vs. American Racism

https://youtu.be/XUuLDkDSJKg

Gist of his answer is south African Racism is "blacks can't live here", US Racism is "well you could live here, but your loan was denied, sorry"

Re:Sorry, your wife is Indian, landlord won’t rent to you by choko on Wednesday August 17, 2022 @09:06AM (#32495805)
It's illegal to deny loans on the basis of race. Your race is also not a factor in your credit score.
Re:Sorry, your wife is Indian, landlord won’t rent to you by justinsaccount on Wednesday August 17, 2022 @09:10AM (#32495851)
I'm not sure what point you are trying to make?
Re:Sorry, your wife is Indian, landlord won’t rent to you by speakfreely on Wednesday August 17, 2022 @09:31AM (#32496113)
People frequently cite historical racial inequities (race-based loan denials) as proof of racism in 2022 when those specific issues are no longer prevalent.
Re:Sorry, your wife is Indian, landlord won’t rent to you by pixl97 on Wednesday August 17, 2022 @10:05AM (#32496551)
No longer directly prevalent. The secondary effects caused the primary effects will still take many many generations to even get close to working itself out.

For example, Redlining just being turned into 'your address affects your credit score'.

Re:Sorry, your wife is Indian, landlord won’t rent to you by choko on Wednesday August 17, 2022 @02:49PM (#32500186)
Your address does not impact your credit score.

https://www.equifax.com/personal/education/credit/score/how-...

Re:Sorry, your wife is Indian, landlord won’t rent to you by choko on Wednesday August 17, 2022 @02:55PM (#32500249)
I'm refuting your argument.

You said: "well you could live here, but your loan was denied, sorry"

My response was that there are laws that prohibit institutions from denying loans based on the factors you have cited.

Re:Sorry, your wife is Indian, landlord won’t rent to you by plorkyeran on Wednesday August 17, 2022 @05:17PM (#32501847)
It must be nice living in a world where things never happen in spite of them being illegal.
Re:Sorry, your wife is Indian, landlord won’t rent to you by christophilus on Wednesday August 17, 2022 @09:39AM (#32496208)
I guess he’s saying the US process of denying a loan has nothing to do with race.