But most people don't search for the most value-effective house, they ask how much house can they buy and then buy that.
If you're willing to step outside the east-coast corridors and/or break from suburban to "commuting rural" or further, it is quite possible to get a 10 year mortgage on a house on the median income.
> it is quite possible to get a 10 year mortgage on a house on the median income.
If you don’t mind living in a meth infested trailer park maybe. I assume of course you’re talking about regional median income, not the national.
If you want to live someplace with a decent school district and a good community for raising a family on a single income like the silents and boomers could in major cities then rural America today is no magic bullet.
I have no problem with rural living but suggesting hey why not go homestead in BFE Alabama or something isn’t a refutation for housing policy destroying the middle class, which has largely been urban and suburban.