When you don't like the default, you go to the settings screen to change it. If you don't want to deal with settings, you never have to open up the screen.
But the scroll settings is much more annoying than that. Apple provides two completely independent settings for "Mouse" and "Trackpad". Under each, there is a toggle for scroll direction. If you toggle one, it magically and silently toggles the other as well.
That's not "simple", that's not "easy to use", that's 100% bad UX. If there's only one global setting, why present it as two independent options which are magically linked?
This is possible, but never as easy as it sounds when written down like that. Even when advanced settings are tucked away out of sight from regular users, at the kind of scale OS X or iOS operates in (or Linux, for that matter), there will be a non-negligible number of people who by accident or intent fool around with the advanced settings and get themselves into a state from which they lack the expertise to extricate themselves.
This is why Apple layer their own UX on top of Bluetooth, for example. And why many settings have no UX, you have to know the magic incantation to use in Terminal.
Again, I don't disagree, I'm just pointing out that "Making a boat for passengers AND for sailors" is a hard problem.
Don't get me wrong, I run ubuntu on a home fileserver/nas box but when I need it for some scientific computing package or something, the best way to run it is on top of Mac OS in a VM....
I‘m more and more convinced that the Apple way is the right way for the vast majority of users and deeper customization should only be available through the CLI or extensions.
And yet… desktop Linux isn’t widely popular.
They changed their lineup to 6 jams and sales went thru the roofff