Most people I know in Europe that got married did it because of kids, as the bureaucracy is much simpler in terms of legal protections for the child if anything bad happens to either one of the parents.
Conclusion:
> in the majority of EU Member States, being married does not bring substantial financial gains or losses for a couple. For several countries we find important differences, mainly stemming from personal income taxation rules that either assess incomes jointly or apply marriage-related allowances or credits, and also from different benefit eligibility rules. While in seven countries married couples are substantially better off than cohabiting partners (marriage bonus), in four countries, the opposite holds true (marriage penalty).
I'm not sure how it would work if we were not married. Would probably involve some more bureaucracy.
An of course, as you say, it's easier to handle child bureaucracy when married.